Profil:
Kruk SAKruk debt collector posts PLN 332.4 mln net profit in Q2 2025, above expectations
Listed debt collector Kruk posted a PLN 332.4 million (EUR 77.9 mln) net profit in the second quarter of 2025, above the PAP Biznes consensus of PLN 284.9 million (EUR 66.8 mln), the company's financial report has shown.
Q2 2025 | results | consensus | difference | y/y | q/q | YTD 2025 | y/y |
PLN mln | PLN mln | % | % | % | |||
Revenues | 797.5 | 813.5 | -2.0% | 8.9% | -0.6% | 1599.7 | 8.0% |
EBITDA | 426.1 | 430.4 | -1.0% | 15.7% | 4.1% | 835.2 | 4.1% |
EBIT | 410.7 | 408.7 | 0.5% | 16.5% | 4.4% | 804.1 | 4.3% |
Attrib. net profit | 332.4 | 284.9 | 16.7% | 25.8% | 32.1% | 584 | -3.1% |
EBITDA margin | 53.4% | 52.4% | 1.07 | 3.13 | 2.43 | 52.21% | -1.98 |
EBIT margin | 51.5% | 50.2% | 1.27 | 3.35 | 2.46 | 50.27% | -1.78 |
net margin | 41.7% | 35.0% | 6.66 | 5.59 | 10.31 | 36.51% | -4.19 |
The forecasts for cash EBITDA were in range of PLN 669-683 million (EUR 156.8-160.1 mln). In the second quarter of 2025, Kruk's cash EBITDA amounted to PLN 682.2 million (EUR 159.9 mln).
mbi/ ao/