Profil:
Santander Bank Polska SASantander BP lender posts PLN 1.02 bln attrib. net profit in Q2 2025, above expectations
Listed lender Santander BP, the unit of Spanish Banco Santander, posted over PLN 1.018 billion (EUR 238 mln) attributable net profit in the second quarter of 2025, up from nearly PLN 794.9 million (EUR 185.8 mln) in the prior year period, the bank said in its quarterly financial report. The bank's profit was 12 percent above market expectations for PLN 907.7 million (EUR 212.2 mln).
SANTANDER Q2 P&L vs. CONSENSUS AND PRIOR PERIODS
Q2 2025 | consensus | vs consensus | |||
PLN mln | PAP mln | % | |||
Net interest | 3 178,10 | 3 171,80 | 0,20% | ||
Net f&c | 743,9 | 737,6 | 0,90% | ||
OPEX - total | 1 088,40 | 1 102,20 | -1,30% | ||
Impairments | -123,4 | -154,8 | -20,30% | ||
attrib Net Profit | 1 018,00 | 907,7 | 12,10% | ||
Q2 2025 | Q2 2024 | y/y | Q1 2025 | q/q | |
% | % | ||||
Net interest | 3178 | 2 895 | 9,80% | 3 598 | -11,70% |
Net f&c | 744 | 690 | 7,80% | 748 | -0,60% |
OPEX - total | 1088 | 1 061 | 2,60% | 1 490 | -27,00% |
Impairments | -123 | -292 | -57,80% | -252 | -51,00% |
attrib Net Profit | 1018 | 795 | 28,10% | 1 734 | -41,30% |
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