Profil:
Santander Bank Polska SASantander BP lender posts PLN 1.89 bln attrib. net profit in Q3 2025, above expectations
Listed lender Santander BP, the unit of Spanish Banco Santander, posted over PLN 1.888 billion (EUR 445.9 mln) attributable net profit in the third quarter of 2025, up from nearly PLN 1.940 billion (EUR 458.2 mln) in the prior year period, the bank said in its quarterly financial report.
SANTANDER Q3 P&L vs. CONSENSUS AND PRIOR PERIODS
| PLN mln | 3Q2025 | consensus | difference | ||
| PAP | |||||
| Net interest | 3195.0 | 3 181.2 | 0.4% | ||
| Net f&c | 725.1 | 732.6 | -1.0% | ||
| OPEX - total | 1109.5 | 1 134.6 | -2.2% | ||
| Impairments | -196.3 | -210.1 | -6.6% | ||
| Attrib. net profit | 1888.8 | 1 759.5 | 7.3% | ||
| 3Q2025 | 3Q2024 | difference | 2Q2025 | difference | |
| PLN mln | y/y | q/q | |||
| Net interest | 3195 | 3 157 | 1.2% | 3 178 | 0.5% |
| Net f&c | 725 | 702 | 3.3% | 744 | -2.5% |
| OPEX - total | 1109 | 1 185 | -6.3% | 1 088 | 1.9% |
| Impairments | -196 | -195 | 0.5% | -123 | 59.1% |
| Attrib. net profit | |||||
| 1889 | 1 940 | -2.6% | 1 018 | 85.5% |
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