Profil:
Kruk SAUPDATE: Kruk debt collector posts PLN 332.4 mln net profit in Q2 2025, above expectations
Listed debt collector Kruk posted a PLN 332.4 million (EUR 77.9 mln) net profit in the second quarter of 2025, above the PAP Biznes consensus of PLN 284.9 million (EUR 66.8 mln), the company's financial report has shown. Kruk's EBITDA amounted to PLN 426.1 million (EUR 99.9 mln) against the market expectations of PLN 430.4 million (EUR 100.9 mln).
In the second quarter of 2025, Kruk's cash EBITDA amounted to PLN 682.2 million (EUR 159.9 mln). The consensus forecasts for cash EBITDA were in range of PLN 669-683 million (EUR 156.8-160.1 mln).
Operating profit reached PLN 410.7 million (EUR 96.3 mln) and revenue amounted to PLN 797.5 million (EUR 186.9 mln). The analysts had expected an EBIT of PLN 408.7 million (EUR 95.8 mln) and revenue of PLN 813.5 million (EUR 190.7 mln).
Below are Kruk's results for the second quarter of 2025 in relation to PAP Biznes consensus and previous results.
Q2 2025 | results | consensus | difference | y/y | q/q | YTD 2025 | y/y |
PLN mln | PLN mln | % | % | % | |||
Revenues | 797.5 | 813.5 | -2.0% | 8.9% | -0.6% | 1599.7 | 8.0% |
EBITDA | 426.1 | 430.4 | -1.0% | 15.7% | 4.1% | 835.2 | 4.1% |
EBIT | 410.7 | 408.7 | 0.5% | 16.5% | 4.4% | 804.1 | 4.3% |
Attrib. net profit | 332.4 | 284.9 | 16.7% | 25.8% | 32.1% | 584 | -3.1% |
EBITDA margin | 53.4% | 52.4% | 1.07 | 3.13 | 2.43 | 52.21% | -1.98 |
EBIT margin | 51.5% | 50.2% | 1.27 | 3.35 | 2.46 | 50.27% | -1.78 |
net margin | 41.7% | 35.0% | 6.66 | 5.59 | 10.31 | 36.51% | -4.19 |
mbi/ ao/