Poland's total household financial assets at over PLN 3.5 trn at end-Q1 2025
The value of total financial assets of Polish households amounted to PLN 3,516,3 billion (EUR 827 bln) at the end of the first quarter of 2025, while 50.7 percent was held in cash and bank accounts, Poland's central bank NBP reported.
At the end of the first quarter, 23.2 percent of Poland's household financial assets consisted of equity interests (in particular other than shares) and participation units and investment certificates in investment funds.
The share of financial assets accumulated in insurance and pension systems amounted to 13.3 percent.
Loans and credits granted by households, accounting for 4.4 percent of total financial assets, include savings bonds held by them. On the other hand, household liabilities consist almost exclusively of loans and credits (97.2 percent) – mainly long-term bank loans (including mortgage loans, which account for 61.8 percent of the value of all loans and credits taken out by households).
Together with other amounts payable, the total value of household liabilities at the end of the first quarter of 2025 amounted to PLN 845.8 billion (EUR 198.85 bln).
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