Pekao lender plans to publish its strategy for 2025-27 soon

Listed lender Pekao is working on a strategy for 2025-27 and wants to publish it soon. The bank sees further growth potential in loans, savings products and bancassurance, among other areas, Pekao said on Thursday.


"Intensive work is underway at the bank on the strategy for 2025-27, we will publish it soon," Pekao's CEO Cezary Stypulkowski wrote in a letter to shareholders.

"Without revealing details, I can already signal that I see further growth potential in the areas of consumer loans and advances, savings products, the microenterprise segment, private banking and corporate banking. I see greater potential in the area of bancassurance than I thought before joining the bank," he added.

The CEO continued that Pekao is working to make better use of capital.

"We have invested heavily in rejuvenating our customer base, achieving clear market success in this area. We are now focusing on increasing their activity. The technology debt that has built up over the last 20 years needs to be addressed urgently," he assessed.

The bank said on Thursday that it had met its targets in the 2021-2024 strategy. At the end of 2024, Pekao had 3.4 million active mobile banking customers against the 3.2 million assumed in the strategy.

The cost/income ratio was 34.2 percent, better than the 42 percent stipulated in the strategic plan. ROE was 21.2 percent against the 10 percent planned in the last year of the strategy (assuming a NBP reference rate of 0.1 percent).

seb/ ao/

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