Profil:
mBank SAmBank lender posts PLN 837 mln net profit in Q3 2025, below expectations
Listed lender mBank posted a PLN 837 million (EUR 197.5 mln) net profit in the third quarter of 2025, below the PAP Biznes consensus for a PLN 903.3 million (EUR 213.2 mln) net take, the bank's financial report has shown.
| Q3 2025 | consensus | difference | |||
| PLN mln | PAP mln | % | |||
| Net interest | 2461.3 | 2466.6 | -0.2% | ||
| Net f&c | 580.2 | 559.4 | 3.7% | ||
| OPEX - total | 929.5 | 922.3 | 0.8% | ||
| Impairments | -206.6 | -199.6 | 3.5% | ||
| Attrib. net profit | 837.0 | 909.3 | -8.0% | ||
| Q3 2025 | Q3 2024 | y/y | Q2 2025 | q/q | |
| PLN mln | PLN mln | % | PLN mln | % | |
| Net interest | 2461 | 2 571 | -4.3% | 2497 | -1.4% |
| Net f&c | 580 | 499 | 16.2% | 582 | -0.3% |
| OPEX - total | 929 | 813 | 14.3% | 900 | 3.3% |
| Impairments | -207 | -191 | 8.1% | -130 | 59.4% |
| Attrib. net profit | 837 | 573 | 46.1% | 959 | -12.8% |
seb/ ao/